Blog

Life Events triggers Re-evaulation of Life Insurance

Life events are important periods of time that can trigger the re-evaluation of life insurance . Studies support this approach wholeheartedly! Typically, within one year of a life event trigger, 78% of people purchased life insurance. As we all know far too well, lives and families change dramatically over time. Whether it’s marriage, birth of.. More

Common Types of Life Insurance

What is Life Insurance? Life insurance pays out a sum of money either on the death of the insured person or after a set period of time. Common Types of Life Insurance Term Life Insurance Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a.. More

The Life Insurance View of Genital Herpes

What is genital herpes? Genital herpes is an STD contracted from either the HSV-1 or HSV-2 virus. Genital herpes cases are predominantly caused by the HSV-2 virus, but HSV-1 cases are growing steadily due to oral sex. When symptoms appear, genital herpes presents itself as sores or lesions on the genitals, anus or upper thighs… More

Life Insurance After Bariatric Surgery

In today’s economy, many individuals are denied life insurance due to high risk factors such as pre-existing condition or based on information found in their previous medical history. However, there are individuals who are in need of life insurance at a reasonable rate, even after they’ve had certain surgical procedures. Below is additional information concerning.. More

Hepatitis C

Hepatitis C is a Ribonucleic Acid (RNA) virus that attacks the liver and can cause fibrosis, cirrhosis and even carcinoma. Not only damaging the liver, hep C can also cause damage to other parts of the body, including the kidneys, joints, skin and may cause blood issues. There are about 170 million people worldwide who.. More

Shop for Life Insurance

If you’re shopping for a new life insurance policy or looking for a better life insurance rate, Smithfin can help! Comparing Life Insurance Comparing life insurance is really to shop for life insurance: Unless you already have extensive knowledge of various life insurance policies, you should consider several different plans. Get Multiple Quotes The fastest and.. More

High Risk

Life can be challenging at times. You can be doing all the right things then Boom…. you may have a heart attack or be diagnosed with a brain tumor (like me). But high risk can also happen because you have a dangerous profession, hobby, high risk lifestyle habits, a serious health condition, or simply have lived a.. More

Type 1 Diabetes & Life Insurance

Carrying a diagnosis of Type 1 diabetes can make getting life insurance complicated. Some people have been denied for a life insurance policy and told they would not be able to have the coverage they need to take care of their loved ones. This is not true. While it may be more expensive and tricky,.. More

Life Insurance with Type 2 Diabetes

Type 2 Diabetes Type 2 diabetes, formerly called adult-onset or non-insulin-dependent diabetes, is the most common form of diabetes. Approximately 90% of all people with diabetes have type 2 diabetes. People can develop type 2 diabetes at any age, even during childhood. This form of diabetes usually begins with insulin resistance, a condition in which.. More